Costs

Understanding Helper Agency Fees

"How much does it cost to hire a helper in Singapore?" is the question we hear most. Here's an honest, straightforward breakdown of every cost involved — both upfront and ongoing.

A Singapore couple reviewing the costs of hiring a domestic helper

The cost of hiring a domestic helper in Singapore comes in two parts: one-time upfront costs to get your helper started, and recurring monthly costs for as long as she's employed. Understanding both helps you budget realistically and avoid surprises. Note that actual figures vary by agency, nationality and circumstances — the ranges below are typical guides, not fixed quotes.

One-time upfront costs

Agency placement fee

This is what you pay the employment agency for sourcing, matching and processing your helper. Fees vary between agencies and depend on whether you're hiring a fresh helper from overseas or a transfer helper already in Singapore. At Psalm 23, we keep our fees transparent and competitive, and we clearly separate our agency fee from the third-party and government costs below — so you always know exactly what you're paying for.

Security Bond & Insurance

For non-Malaysian helpers, MOM requires employers to have a S$5,000 security bond, usually arranged through a banker's guarantee. This is a guarantee rather than a fee you lose, and it is typically bundled together with the required insurance.

For most helpers, a 26-month security bond and insurance plan typically cost around S$400–S$700, depending on the insurer, coverage and policy terms.

Note: For helpers aged above 50 who are renewing their contract, the cost of the security bond and insurance may be higher.

Medical examination and Settling-in Programme

A pre-employment and ongoing medical examination at an approved clinic is required, costing roughly S$50 to S$100 per check. First-time helpers must also attend the Settling-in Programme (SIP), which costs between S$76 to S$93.

Measles Vaccination & Immunity

If your helper will be caring for a child below 7 years old who is not vaccinated against measles, MOM requires the helper to be vaccinated against measles or have documented immunity.

If the helper does not have proof of vaccination or immunity, she may need to be vaccinated or undergo a serology (immunity) test.

MMR vaccination: Usually 2 doses given about 1 month apart, at approximately S$50–S$150 per dose, depending on the clinic.

Serology test: If the helper has been vaccinated but cannot produce proof of vaccination, an immunity blood test typically costs around S$100–S$250.

Employer Orientation Programme (EOP)

First-time employers are required to complete the EOP before hiring a helper. It is a one-time programme designed to help you understand your responsibilities and prepare for employing a domestic helper.

Work Permit and travel

The Work Permit application and issuance involve government fees charged by MOM. If your helper is coming from overseas, an air ticket to Singapore will also need to be arranged.

For agency-placed hires through Psalm 23, we cover the cost of your helper's air ticket to Singapore.

Hiring a helper involves several upfront payments, which may vary depending on factors such as the agency service fee, the helper's nationality and source, and other applicable costs.

We provide a clear, itemised quotation upfront so you can see what each payment is for, with no hidden fees.

Recurring monthly costs

Helper's salary

Monthly salaries depend largely on nationality, experience and the duties involved. Some source countries set minimum salary requirements for their nationals. Experienced helpers, or those with specialised skills such as infant or elderly care, command higher salaries.

Foreign Domestic Worker levy

The government levy is a monthly charge paid by employers. The standard levy is S$300 per month, while eligible families can pay a concessionary rate of S$60 per month.

Families may qualify for the levy concession if they have a Singapore Citizen child under 16, an elderly person aged 67 and above, or a person with disabilities in the household.

When planning your monthly budget, check whether your household qualifies for the concessionary rate, as this can make a significant difference to your ongoing monthly costs.

Upkeep: Food, accommodation & rest days

As an employer, you must provide adequate food and suitable accommodation for your helper. You're also required to provide at least one rest day each week or pay compensation in lieu if both parties agree.

Remember to factor in these everyday upkeep costs when planning your monthly budget.

Don't forget renewal costs

Work Permits are issued for up to two years and must be renewed. At renewal you'll typically repurchase insurance, arrange a medical examination, and pay the Work Permit renewal fee again. Budgeting for these every couple of years keeps things smooth. A good agency will remind you ahead of time and handle the paperwork — see our full list of services.

How to keep costs manageable

  • Know your levy rate. Your levy is automatically calculated based on your household's eligibility for a concessionary rate. Knowing the applicable rate helps you plan your monthly budget accurately.
  • Look for transparent fees. Choose an agency that clearly separates agency fees from government and third-party costs, with no hidden charges.
  • Match carefully the first time. A thoughtful match can reduce the risk of an early mismatch and the disruption and costs that may follow.
  • Plan for renewals. Set aside a little each month for future renewal, insurance and other applicable costs, rather than having to find the money all at once.

Transparent pricing, always

At Psalm 23 Employment Agency, we believe you deserve to understand exactly what you're paying for — with no payment until you've agreed on a match. Our quotes clearly itemise our agency fee alongside government and third-party costs, and we're always happy to talk through your budget honestly.

Want a clear quote for your situation? Contact us for a no-obligation breakdown. New to the process? Start with our step-by-step guide to hiring a helper in Singapore.

The figures in this article are general guides only and may change. For current government rates and requirements, refer to the Ministry of Manpower, or ask us for an up-to-date quote.

Get a clear, honest quote

No hidden fees, no pressure — just a transparent breakdown for your family's situation.